There’s no doubt about it, the world of investment and financial planning services is complex. Even if you are financially aware, finding the right products is time consuming. And if you are not, it can be daunting.

That’s why we are here. With our knowledge and expertise we can save you time, money and bring you peace of mind.

We want to help you achieve your financial aspirations and realise some dreams. So we are there for you at all the key moments in your life.

We believe our role is to listen and understand your needs. Then we use our experience to find the right products for your circumstances: personal or business, home or abroad.

And we guarantee, whatever financial planning services you want, you will get the same high level of professionalism and attention.

Our services include:

  • Expert Wealth Management support built around your needs and circumstances
  • Effective Tax Planning
  • Tailored Investments
  • Retirement Planning – QROPS/QNUPS Specialists
  • Private Banking
  • Discretionary Fund Management
  • Nexus Global Portfolios

For more information on the Blacktower Group and how we can help you, visit our website www.blacktowerfm.com or contact Ally Kerr on +34 650 397 314 Email: ally.kerr@blacktowerfm.com

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Spence Clarke & Co.

Spence Clarke & Co., Chartered Accountants, was established in 1985 in Marbella. The firm is one of the very few tax and accountancy practices in southern Spain that is authorised to practice by the Institute of Chartered Accountants in England and Wales. The senior partner is also a member of the equivalent Spanish tax and accountancy institutions.

The practice specialises in the provision of Spanish tax, legal, audit and accountancy services, mainly to foreigners with interests in Spain. Their cross-border knowledge helps clients adapt to the Spanish system with the minimum of doubt and disruption.

Many years of professional experience in Spain has enabled them to provide clients with expert, practical and straightforward advice as well as tax, accounting and legal compliance services.

Whether you are already in business, wanting to set up a company or just retiring to the sunny climes of Spain, they know that they can actively help you accomplish your objectives.

Areas of Expertise

Tax consultancy for resident and non resident individuals in Spain.

Tax and business consultancy. Tax, accountancy and statutory compliance and payroll management, for trading businesses in Spain.

Property ownership by Spanish and foreign companies. Management, tax and statutory compliance of property company structures.

Auditing of Spanish companies, especially subsidiaries of foreign groups of companies and where shareholders are foreigners.

Acquisition and sale of Spanish properties. Due diligence reporting on the acquisition and sale of existing property company ownership structures.

Company law services, company formation and liquidation.

Tax consultancy for foreign individuals becoming tax resident in Spain. Tax efficient structuring of assets and income, for high net worth individuals and international businesses.

Taxation in Spain of foreign performing artists and the fiscal management of foreign film productions in Spain.

Spanish inheritance tax and wealth tax planning.

Preparation and execution of Wills.

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